Kakeibo: How to save Japanese money up to 35 percent

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Although already aware of the importance of setting aside a portion of income, but still, there are still many people who have difficulty managing finances. In other words, saving is a difficult thing for the majority of people. Well, if you don’t want to keep going like them, try kakebo.

 

What is Kakeibo?

Kakeibo is a Japanese money-saving concept of up to 35 percent. This concept was discovered in 1904 by Hani Motoko, a Japanese journalist. Now, the concept of kakeibo is increasingly popular after the writer Fumiko Chiba released a kakeibo guidebook in English.

Compared to other money-saving concepts, kakeibo is simpler. At the beginning of each month, you only need to check how much money you actually have. Check carefully what you get, from a fixed salary, bonus, or other additional income.

Next, plan exactly how much money you will spend, how much to save, and write … Read more

Five Business Development Tips

While business development has come to mean different things to different companies, the core principles behind creating long-term value are universally applicable. Whether you’re a salesperson, relationship manager, marketing executive or an engineer, if you work in biz dev, you understand the importance of top-line growth. Getting there, however, can be more challenging.

With that in mind, I recently surveyed extremely successful executives at both large public companies and privately-held businesses to uncover practical, impactful tips for business development professionals.

Build Relationships Early In Your Career

“Looking back, I would have focused on developing relationships and expanding my personal networks, both within the organization and outside of it, much earlier in my career,” Beth Brooke-Marciniak, global vice chair of public policy at Ernst & Young, told me, “Women in business can often find themselves excluded from so many natural networks, so it’s important to make a conscious effort to … Read more

The Top Guide To Making Money Online

Money is something you possibly can by no means have enough of. No matter how much you make, you can always use a little bit more of it. What a lot of people don’t realize is that there are such a lot of alternative ways to make more money. With some know-how concerning the many alternative cash making ideas which might be out there to you, and somewhat little bit of effort, you’ll be able to simply make a fair amount of extra cash. And once you get going, sky is the limit – you possibly can both let it keep a stream of aspect revenue or construct it up slowly to turn it right into a mega empire.

What started as an public sale web site several years in the past is now the worlds largest virtual garage sale, a 24/7/365 shopping center promoting all the pieces from trinkets … Read more

Choosing Ideas For A New Business

Bob Adams answers some necessary questions you must ask yourself when selecting your online business idea and starting your new enterprise.

The problem that many individuals run into when trying to take a standard strategy to financing a brand new enterprise is that most lenders require that you’ve very good credit and sometimes require that the loan be secured with collateral resembling equity in your house or your personal investments earlier than they’ll contemplate supplying you with a mortgage. You have to be pretty assured in the success of your new enterprise to place issues like that at risk.

Hi, I am Raviraj. I am passionate about cash matters and finance. I even have 10 years of rich expertise within the field of financial planning, Investments & Insurance. I actually have written 850+ article on this weblog. If you like my efforts kindly subscribe to this blog and in addition … Read more

How to Set Up a New Office Space

If you’re the entrepreneurial type (and we don’t mean like Bill Lumbergh from Office Space) and are thinking of setting up a new work space, or simply plan to move your office somewhere else, there’s a lot you need to take into account. Here are some tips and things to keep in mind when putting your new office space together.

Reduce by Reusing

You can save yourself a pretty penny if you buy used office file cabinets and other previously-owned supplies. A word to the wise when buying used items: quality matters. Make sure what you get for your office is in the best possible condition. 

Analyze Your Tech Needs

Make sure you get a computer for every employee (and check that there’s a place to plug them in!), and consider what brand and operating system you intend to use. When it comes to copiers, choose one that can … Read more

Costs Associated with Starting Your Own Trucking Business

Despite the title, it can actually be quite difficult to determine the start up costs that are associated with starting your own trucking business. There are so many factors that vary state to state, including licensing regulations and insurance rates. Potential revenue varies widely too, depending on your location. Before getting too much further in the process you may want to look online at the available local loads for trucks to see what things look like in your area. Generally speaking, however, the trucking business is pretty stable right now and can be incredibly profitable.

Fixed Costs

Fixed costs are costs that are regular business operating costs that are incurred on a monthly basis. Some of these expenses will include monthly truck payments, insurance premiums and payroll. There are also annual fixed costs for things such as permits, licenses and vehicle registration fees.

Variable Costs

Variable costs are non-standard costs … Read more